Category Recreational RV Travel

Chase Sapphire cards offering rewards, statement credits for groceries

By inBreaking News, Recreational RV Travel Tag , , , , , , , , , , , , , , , ,

Ten months into the COVID-19 pandemic, many consumers have settled into new routines and developed new spending patterns. One of the spending categories that hasn’t lost its popularity is groceries, as many people are cooking more at home and eating out less frequently.

See related: Grocery shopping and COVID-19: What’s changed and how to save money

Credit card issuers are adapting to these new patterns as well.

On Oct. 20, 2020, Chase announced it would be temporarily adding grocery rewards to the Chase Sapphire Preferred® Card* and Chase Sapphire Reserve®. This comes on top of other limited time offers the issuer has recently added, such as limited time redemption options through Pay Yourself Back and gas and grocery store purchases counting toward the Reserve card’s $300 travel credit.

See related: Guide to Chase Pay Yourself Back

“Throughout this very unique year, we’ve provided our cardmembers flexibility and options to get the most out of their cards …  as well as limited time opportunities to earn more points on certain spending,” Chase said in a statement. “We want to continue to give our cardmembers ways to maximize value where they are spending today.”

On top of that, on Jan. 28, 2021, Chase added an offer for new Chase Sapphire Preferred cardholders: a one-time automatic $50 statement credit on grocery store purchases.

How the limited time grocery rewards work

Starting Nov. 1, 2020 and running through April 30, 2021, Sapphire Reserve cardmembers will earn 3 points per dollar on grocery store purchases, and Preferred cardmembers will earn 2 points per dollar, up to $1,000 in purchases per month. According to Chase, this will be automatic for existing and new cardmembers.

See related: Best credit cards for grocery shopping

This provides cardholders with an excellent opportunity to earn some of the most valuable travel points while travel is still limited.

The new offer also makes Sapphire cards more competitive when compared with the recently updated Chase Freedom card suite. In August, the issuer replaced the Chase Freedom with the Chase Freedom Flex and added three new valuable rewards categories to both the Freedom Flex and Chase Freedom Unlimited, namely bonus cash back on travel purchased through Chase Ultimate Rewards and on dining and drugstore purchases.

Considering neither Freedom card charges an annual fee and both earn Chase Ultimate Rewards points, some cardholders may be wondering if the Chase Sapphire Reserve is worth keeping during a time when most of its premium travel perks might go unused.

Fortunately, all the limited time offers coupled with temporary grocery rewards make it much easier to get value of these popular travel cards – even when you’re not traveling.

How the grocery statement credit works

Another incentive to apply for the Chase Sapphire Preferred card now is the new one-time $50 statement credit on grocery purchases.

New cardmembers will get access to the statement credit automatically and be able to use it for 12 months from the time of account opening. Eligible purchases include purchases made at merchants coded as grocery stores. Warehouse club purchases won’t qualify.

Chase hasn’t announced the offer’s expiration date yet.

Chase Sapphire cards value at a glance

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
Newly added limited-time benefits Cardmembers earn more on grocery store purchases: Nov. 1, 2020 – April 30, 2021

  • 3 points per $1 spent
  • Up to $1,000 in grocery store spend per month

Gas and grocery purchases count toward Sapphire Reserve $300 travel credit: 

  • Gas and groceries have been added as qualifying purchases, through June 30, 2021
 New cardmembers receive an automatic statement credit:

  • One-time $50 statement credit on eligible grocery store purchases available for 12 months from the account opening

Cardmembers earn more on grocery store purchases: Nov. 1, 2020 – April 30, 2021

  • 2 points per $1 spent
  • Up to $1,000 in grocery store spend per month
Existing benefits
  • 3 points per dollar on dining purchases with restaurants – including delivery and pick-up
  • 3 points per dollar on travel – including tolls and parking
  • Complimentary DashPass Subscription from DoorDash, valued at over $100 per year
  • Up to $120 in statement credits on DoorDash purchases – $60 in statement credits through 2020 and another $60 in statement credits through 2021
  • 10 points per dollar on Lyft rides
  • Complimentary Lyft Pink membership, worth a minimum of $199 in value when you activate by March 21, 2022
  • Pay Yourself Back: Points are worth 50% more now through April 20, 2021 when redeemed for purchases in current categories of grocery, dining, home improvement and contributions to select charities
  • Chase Dining: Points are worth 50% more when redeemed through the new Chase Dining hub in Ultimate Rewards, now through April 30, 2021
  • 2 points per dollar on dining purchases with restaurants – including delivery and pick-up
  • 2 points per dollar on travel – including tolls and parking
  • Complimentary DashPass Subscription from DoorDash, valued at over $100 per year
  • 5 points on per dollar on Lyft rides
  • Pay Yourself Back: Points are worth 25% more now through April 20, 2021 when redeemed for purchases in current categories of grocery, dining, home improvement and contributions to select charities
  • Chase Dining: Points are worth 25% more when redeemed through the new Chase Dining hub in Ultimate Rewards, now through April 30, 2021

 

Bottom line

While travel isn’t the most lucrative rewards category at the moment, your Chase Sapphire card can still bring you plenty of value, especially given the temporary rewards categories and other limited time offers.

*All information about the Chase Sapphire Preferred Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. This offer is no longer available on our site.

Source: creditcards.com

More college students using credit cards responsibly, despite COVID

By inBreaking News, Recreational RV Travel Tag , , , ,

This year’s college students entered their fall semesters in a much different world from last year’s, and some effects – positive ones – are showing up in students’ credit card behaviors and plans.

College students' financial habits in the pandemic

In a new poll by AIG and EVERFI, more than four in 10 U.S. 2020-2021 college students (41%) reported feeling more anxious about the current school year due to the coronavirus pandemic, with almost a third (32%) specifically indicating it has placed extra financial stress on their family.

Either despite this or as a result of it, a larger share of this year’s students are exhibiting positive credit card behaviors and plans, and other constructive financial habits, than reported by last year’s 2019-2020 students.

For instance, while 42% of students a year ago said they were paying more than the required minimum on their credit cards every month, 57% report they are doing so this year.

See related: How to save money for college in the pandemic

Plans for the coming year are also in their focus, with 71% of this year’s students saying they plan to make every card payment on time in the next year, and 61% indicating they plan to pay off their full balance every month. Last year, only 60% and 52%, respectively, reported the same.

Beyond card management, three-quarters of this year’s students (75%) said they currently stop spending when their cash is running low. That’s compared to 64% indicating this last year. And a similar share (72%) said they are checking their bank balances regularly, while only 65% of the previous year’s students reported this.

AIG and EVERFI’s survey was fielded from late August through late September 2020, among a nationally representative sample of almost 7,100 U.S. college students. Results were released Nov. 11.

Source: creditcards.com

Fiberglass Camp Trailers

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5th Wheel Trailer Values

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Tongue Pull Trailers

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